Many people find out too late that they are at risk for flooding, and even worse that their property insurance does not cover flood damage. A flood insurance policy can provide the specialized coverage you need to help protect your home, condo or business from rising waters.
WHO NEEDS FLOOD INSURANCE?
The threat is real and flood insurance should be a consideration for all homeowners regardless of where you live. Remember, “low risk” does not mean “no risk”–almost 25 percent of all flood insurance claims come from areas with minimal flood risk.
Building – Basic building coverage is available up to $250,000. It pays to repair or replace the insured building and its foundation, electrical and plumbing systems, central air conditioning, furnaces and water heaters, refrigerators, stove and built in appliances and most permanently installed items in your home.
Contents – Contents coverage is available up to $100,000. It is not automatically included in a flood policy. You need to add it, and we recommend that you do so. Contents coverage provides payment for the contents and personal belongings within your home. This includes things like clothing, furniture, electronic equipment, curtains, portable appliances and larger removable appliances such as washers and dryers.
Be confident in your insurance choices. Contact Murren insurance today. We’ll work with you to develop a flood insurance policy that fits your needs and your budget.